Financial health recommendations to achieve home ownership

Get your financial house in order to achieve your home ownership goals!
As you set your exercise and nutrition goals, it’s important to also review your financial fitness. Regardless of your situation (first time home buyer, real estate investor, wait-and-seer), here are a top recommendations to improve your financial health.

Save & Invest:
Create an automatic withdrawal and pay yourself first. By setting money aside, you’ll be ready not only for a down payment but for closing costs and on-going home expenses.

Reduce Debt:
Review your credit report and pay off any current debt to improve your score and lendability.

Prepare:
Get pre-approved by a lender. Accomplish this with a simple phone call and greatly strengthen your offer.

One of the best financial decisions you could make in 2021 is to purchase a new home. Real estate is a great hedge against inflation because home values and rents typically increase during times of inflation. Did you know? On average, homeowners have 44.5 times more net worth than renters!

If you’re considering buying a home in 2021, we’d be happy to schedule a free, no-commitment consultation to discuss your goals.

Cheers to the new year!

Any questions about your situation in particular,  reach out to me patrick@cjvrealestate.com 415-903-8734 or CJV Real Estate, here to consult and assist!